Oregon Auto Accident Care
What Oregon PIP actually covers
Every Oregon auto insurance policy is required by law to include Personal Injury Protection (PIP) coverage. Most patients don't realize how much it covers — or how little it costs them to use.
$15,000+
Minimum medical coverage
Per person, per accident. Your policy may include more.
2 years
Of treatment coverage
Counted from the date of the accident.
$0
Out of pocket for covered care
No copays, no deductibles for PIP-covered visits.
No referral
Go straight to a chiropractor
You don't need permission from your primary doctor.
No fault
No effect on rates
Using PIP is no-fault and won't raise your premiums.
We bill direct
No paperwork for you
We handle all PIP billing directly with your insurance.
Important
PIP coverage has time limits — Oregon allows treatment for up to 2 years from the accident date, but you typically must begin care within 14 days of the accident to remain eligible. If you've been in an accident recently, don't wait.

What we treat

Common auto accident injuries we see every week

Soft tissue injuries from car accidents often don't fully present for 24-72 hours. By the time you feel the full effect, the underlying inflammation and joint dysfunction may already be developing into chronic patterns.

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Whiplash and neck strain
The most common auto accident injury, often delayed in onset
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Back and spinal injuries
From muscle strain to disc involvement
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Headaches and concussion symptoms
Including post-concussive headaches and tension patterns
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Shoulder, hip, and joint pain
From seatbelt or airbag impact
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Soft tissue and muscle injuries
Strains, sprains, and adhesions that limit movement

Even if you feel fine right after the accident, we recommend an evaluation within a week. Catching soft tissue injuries early prevents them from becoming chronic.

Common Questions
Auto accident FAQ
Do I need a referral to see a chiropractor after a car accident?
No. In Oregon, you can see a chiropractor directly after a car accident. No referral or pre-authorization required from your primary care doctor or insurance company.
Will filing a PIP claim raise my insurance rates?
No. PIP is no-fault coverage that you've already paid for as part of your Oregon auto policy. Using it does not affect your rates.
What if I wasn't at fault in the accident?
PIP applies regardless of who was at fault. Your own auto policy's PIP coverage handles your medical care, and separate liability and bodily injury claims may follow against the other driver's insurance.
How long after the accident can I still get treatment?
Oregon PIP typically covers treatment for up to 2 years from the date of the accident. However, you should begin care as soon as possible — early treatment is both more effective clinically and helps preserve your claim documentation.
Do you work with my insurance company directly?
Yes. We handle all PIP billing and paperwork directly with your insurance carrier. You don't need to manage claims, submit receipts, or coordinate payment — we take care of it.
What if I don't feel injured right away?
Soft tissue injuries from car accidents often take 24-72 hours to fully present. Adrenaline and shock can mask symptoms initially. We recommend an evaluation within a week of any accident, even if you feel fine. Early intervention prevents minor injuries from becoming chronic conditions.
What if I have a personal injury attorney?
We regularly coordinate with personal injury attorneys throughout Portland. We provide detailed treatment documentation for legal proceedings and work with both the insurance and legal sides of your case.
What if my PIP runs out before I'm fully recovered?
If your PIP coverage is exhausted before recovery is complete, we'll work with you on next steps — including coordinating with your health insurance, your attorney if applicable, or setting up a manageable self-pay plan. We don't drop patients mid-recovery.
Why patients choose us for auto accident care
30+
Years in SE Portland
Established practice, not a chain
4.9★
27 Google reviews
From verified patients
Same Week
New patient appointments
Don't wait — call today
$0
Out of pocket with PIP
We handle all billing
Don't wait to start treatment
Ready to start your recovery?
Same-week appointments. $0 out of pocket with Oregon PIP. We handle the billing. No referral needed. If you've been in an accident, the sooner you start care, the better.